A Houston mortgage broker built around your file.
One application, many lenders, one licensed local team walking you through home loans in plain language, English y español. Based in Houston, licensed in Texas, Florida, and Indiana, with 300+ Google reviews behind the way we work.
One conversation, many options.
Your file, shopped
A bank offers its own products. As a mortgage broker, we compare your scenario across multiple wholesale lenders and bring back the options worth discussing.
Built for real files
Self-employed income, ITIN, investor properties, credit still growing. The files other shops pass on are the ones our Houston team works every week.
Plain language, always
Every step explained simply, en inglés o en español, from the first question to closing day. No rate teasers, no pressure, no approvals implied.
Every program, explained plainly.
Houston is home.
Warens Financial Group is a Houston mortgage brokerage, not a call center. Meet the team behind your file, or start the conversation by phone in the language that feels natural.
Questions Houston buyers ask us.
- What does a mortgage broker in Houston actually do?
- A broker works for you, not for one bank. We take one application, review your full file, and compare loan options across multiple wholesale lenders to find the structure that fits your situation. You get guidance from a licensed local team from the first question to closing day.
- How is a mortgage broker different from going to my bank?
- A bank can only offer its own products. A broker shops your scenario across many lenders, which matters most when your file is not cookie cutter: self-employed income, ITIN, investor properties, or credit that is still growing. Eligibility always depends on your full file.
- What home loans can Warens arrange in Houston?
- FHA, conventional, VA, and jumbo home loans, plus Non-QM options like DSCR investor loans, bank statement loans for self-employed buyers, and ITIN loans. Commercial and land financing are also available. Every program is explained plainly on our programs page.
- Do you work with Spanish-speaking home buyers?
- Sí. Our team is bilingual, and you can complete the entire process en inglés o en español, from the first conversation to closing. Empieza en español on our site whenever you are ready.
- What areas do you serve?
- We are based in Houston at 1415 North Loop W, Suite 740, and serve buyers across the Houston metro and all of Texas. We are also licensed in Florida and Indiana, with investor financing available in more than 27 states.
Educational content only; not a commitment to lend or an offer of credit. All loans subject to credit approval, income and asset verification, and property appraisal. Warens Financial Group, NMLS #2532048. Equal Housing Opportunity.
Reading is a start. Knowing where you stand is better.
Every situation is different. Our licensed Houston team can look at your credit, budget, and goals and tell you which programs may fit, en inglés o en español. Free, no obligation, and not a commitment to lend.