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Build your career where loan officers grow.

We are a Houston-born mortgage brokerage serving families across Texas, Florida, Indiana, and 27+ investor states. We educate, guide, and support our loan officers so they can scale their production and help more homebuyers achieve homeownership, on a proven platform we have spent years building.

In-house
Processing & marketing
Bilingual
English & Spanish desk
No cap
Comp that rewards growth
Founder-led
Leadership you talk to

You already know how to originate. So what could you do with a real team behind you?

At Warens Financial Group, we give loan officers the team and tools to grow their business: marketing, training, sales support, processing, and a culture built to win, so you can focus on closing more loans for more clients.

Everything you need to grow

A Warens loan officer and her clients celebrating a closing
  • Processing Support

    A dedicated operations team that keeps your files moving, so you spend less time chasing paperwork and more time with clients.

  • Competitive Compensation

    Comp here has no ceiling. It grows with what you close.

  • Training and Mentorship

    Direct access to leadership and ongoing training that sharpens your skills and shortens your path to the next level.

  • A Culture That Has Your Back

    A team that celebrates wins together and shows up for each other. You are never building alone here.

  • In-House Marketing and Social

    A full marketing and social media team behind you, creating the content, campaigns, and presence that bring clients to your door.

  • Bilingual Advantage

    A fully bilingual team that serves English and Spanish speaking clients with equal care, opening your business to more families across more communities.

Built to multiply your production

We invest in the technology that most brokerages will not. From a CRM built around how you work to an AI voice caller that engages every lead the moment it comes in, it handles the busywork so you spend your time with clients.

Bilingual, instant

AI Voice Caller

Our bilingual AI caller answers and engages new leads in seconds, so speed to lead is automatic and the right opportunities land on your calendar warm.

Built around you

Plug-and-Produce CRM

A fully customizable CRM we build around how you work, your pipeline, automations, and follow-up in one place, so nothing slips.

Score simulation

Credit Optimization

Simulate score scenarios and find the fastest path to a better rate, turning borderline borrowers into approvals and stronger offers into closings.

Proprietary

Lead Funnels & Sites

Purpose built, high converting landing pages and funnels that we own and optimize, feeding a steady flow of real borrower leads into your pipeline.

In-house

Marketing Engine

A full creative and social team producing the content, campaigns, Meta ads, and SEO that bring clients to your door, so you originate instead of chasing.

Built to compound

One Connected System

Leads, calls, files, and marketing all talk to each other, so your day is less manual follow up and more time in front of clients closing loans.

Support at every step

You bring the relationships and the drive. We surround you with the people and systems that turn that into closings, from the day you join through every file you originate.

  1. Recruiting

    A straight conversation about fit, comp, and the book you want to build, with leadership you actually talk to.

  2. Onboarding

    A fast, organized start. We get your licensing, lenders, and systems set up so you start originating quickly.

  3. Training

    Ongoing training on products, guidelines, and the tech stack, so you keep sharpening your edge and stay ahead of a moving market.

  4. Sales Training

    Coaching on conversion, follow up, and turning conversations into closings, drawn from how our top producers actually win business.

  5. Dedicated Processing

    A dedicated, in-house processing team that keeps your files clean and moving, so you spend less time chasing conditions and more time selling.

  6. Marketing and Social

    Content, campaigns, and a polished brand presence created for you by a full in-house team, so your name stays in front of the right clients.

Great people build great culture

Our Mission

To deliver an exceptional mortgage experience through transparency, expert guidance, and personalized service, making the path to homeownership clear for every client.

Our Vision

To be the most trusted name in mortgage, empowering every family to achieve homeownership and build generational wealth.

P
Profitability

We create value, grow with intention, and build a stronger future.

O
Ownership

We own our work, our actions, and our results.

W
Work Ethic

Discipline, consistency, and effort drive success.

E
Excellence

We hold a high standard in every detail of what we do.

R
Relationships

We build trust and long term relationships over one time deals.

Houston raised us. We show up for it.

We believe giving is living. The trust of our clients, our partners, and our referral network is a blessing, and we pour it back into Houston: helping families reach homeownership, helping loan officers build lasting careers, and showing up for neighbors who need a hand, so our community rises with us.

The Warens team with families at the 2026 back to school drive
Learn how we give back

The climb is just getting started

Warens Financial Group is on a steep, deliberate climb, and we are still early. The loan officers who join now build their book on top of that momentum. Get in on the climb.

25+
On the team and growing
12+
Producing loan officers
$1B
The target we're building toward
You
The next chapter of the climb
Get in on the climbYour trajectory, stacked on ours.

Trusted by Houston families

Google
5.0
★★★★★
300+ five star reviews since day one

From the families who trusted us on their way home.

Read on Google
★★★★★

We had an amazing experience working with WFG! Edmundo and Itze were a huge help throughout the entire process of purchasing our new home. We felt well informed and taken care of every step of the way. They went above and beyond to work with us and make this huge purchase go as smoothly as possible. I can't thank them enough for all they did!

Brittney G.
Verified Google review
★★★★★

Edmundo and Diana did an awesome job for my buyers with their first home purchase. They were always in communication with my clients and always took the time to answer all questions. I highly recommend them for your future home purchases.

Fernando L.
Verified Google review
★★★★★

10/10 experience, the Warens team made the lending process so easy and simple!

Steven Q.
Verified Google review

Your reach, expanded

Full consumer lending in Texas, Florida, and Indiana, a referral-partner network across 31 states, and investor and non-conforming lending in 27+ more. Wherever your client is, you have a path.

Alaska · Referral-partner network Alabama · Investor / DSCR · direct, no license Arkansas · Investor / DSCR · direct, no license Arizona · Referral-partner network California · Referral-partner network Colorado · Investor / DSCR · direct, no license Connecticut · Investor / DSCR · direct, no license Washington, DC · Investor / DSCR · direct, no license Delaware · Investor / DSCR · direct, no license Florida · Full consumer lending Georgia · Referral-partner network Hawaii · Investor / DSCR · direct, no license Iowa · · Idaho · · Illinois · Referral-partner network Indiana · Full consumer lending Kansas · Referral-partner network Kentucky · Investor / DSCR · direct, no license Louisiana · Investor / DSCR · direct, no license Massachusetts · Investor / DSCR · direct, no license Maryland · Investor / DSCR · direct, no license Maine · Investor / DSCR · direct, no license Michigan · Referral-partner network Minnesota · Referral-partner network Missouri · Investor / DSCR · direct, no license Mississippi · Investor / DSCR · direct, no license Montana · · North Carolina · Referral-partner network North Dakota · · Nebraska · · New Hampshire · Investor / DSCR · direct, no license New Jersey · Referral-partner network New Mexico · Investor / DSCR · direct, no license Nevada · · New York · · Ohio · Investor / DSCR · direct, no license Oklahoma · Investor / DSCR · direct, no license Oregon · Referral-partner network Pennsylvania · Investor / DSCR · direct, no license Rhode Island · Investor / DSCR · direct, no license South Carolina · Investor / DSCR · direct, no license South Dakota · · Tennessee · Investor / DSCR · direct, no license Texas · Full consumer lending Utah · Referral-partner network Virginia · Investor / DSCR · direct, no license Vermont · · Washington · Investor / DSCR · direct, no license Wisconsin · Investor / DSCR · direct, no license West Virginia · Investor / DSCR · direct, no license Wyoming · Investor / DSCR · direct, no license
Licensed · full consumer lending Investor / DSCR · direct, no license needed Referral-partner network
3 states, licensed

Full consumer lending in Texas, Florida, and Indiana, with a fully licensed team in each.

31-state referral network

A smooth, trusted handoff for your clients well beyond our home states.

27+ investor states, direct

DSCR and non-conforming, business-purpose lending we do ourselves, no state license needed (Hawaii included).

45+ wholesale lenders, one desk

As a Warens originator you place every loan with the best fit, not whatever one bank offers, from agency and government to non-QM, bank statement, DSCR, and bridge.

Plus dozens more across agency, government, non-QM, and private money, for a roster of 45+ wholesale lenders on one desk.

What loan officers ask us first

How does compensation work here?

Comp here has no ceiling, it grows with what you close. We keep the splits competitive and transparent, and they scale as your volume scales. There are no games and no surprise haircuts, just a structure designed to pay top producers like top producers. We will walk you through the exact numbers on a call.

What kind of support will I actually get?

Real, hands on support. You get dedicated in-house processing, recruiting and onboarding, ongoing training and sales training, and a full marketing and social team. The point is simple, we take the busywork and the lead generation off your plate so you can spend your time originating and closing.

Which lenders can I place loans with?

All of them, from one desk. We work with 45+ wholesale lenders spanning agency, government, non-QM, bank statement, DSCR, and bridge products. You place every loan with the best fit for your client instead of forcing it into whatever a single bank offers, which means more approvals and better pricing.

Where can I lend?

We offer full consumer lending in our three home states, plus investor lending across much of the country. See the coverage map above for exactly where we lend today. We are always expanding, and as we add states your reach grows with us, so the book you build today is not boxed in tomorrow.

How fast can I get up and running?

Fast. Our onboarding gets your licensing transferred, your lenders set up, and your systems live quickly, so you start originating instead of sitting in setup. You will have a checklist and a real person walking you through it.

What technology do I get?

A modern platform most brokerages will not invest in: a customizable CRM that runs your pipeline, credit optimization that turns borderline borrowers into approvals, an AI voice caller that works your leads in seconds, plus Meta ads, SEO, and proprietary lead funnels that keep real opportunities flowing in. It all connects, so your day is less manual follow up and more closings.

Start the conversation

Tell us about yourself and share a link to your resume (or email it). Everything you share stays confidential.

Three steps to a conversation

  1. Submit Your Information

    Complete the form and share a link to your resume.

  2. Our Leadership Reviews

    Our team reviews your background and production history.

  3. Let's Talk

    We reach out to schedule your interview.

Prefer to send a file? Email your resume to careers@warensfinancial.com.

Build something that lasts.

The platform, the team, and the momentum are already here. The only thing missing is your name on the board.