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VP of Residential Lending · NMLS #2058639

Lizette Giraldo

My goal is simple: to guide my clients home with confidence.

Lizette Giraldo

Get to know Lizette.

Lizette's mortgage story starts in 2004, when a friend whose parents owned a New York brokerage told her the job was people and numbers. She said yes to both, built her foundation as a processor, and when the 2008 market turned, spent the next 12 years in insurance helping clients protect what mattered most.

In 2020 her family moved to Houston, and she knew it was time to come home to mortgages. She returned as a processor, earned her Mortgage Loan Originator license in 2022, and joined Warens shortly after. Having worked both sides of a file, processing and origination, she sees every stage of the journey before it happens.

She knew Warens was right from her first interview, which felt less like an interview and more like a conversation about life. That feeling is what she passes on to clients: nobody should ever feel like they are going through this alone. She stays available, communicates at every step, and treats every loan like it is for her own family.

Loves working with
Every story is different: first-time buyers, growing families, investors, and self-employed borrowers
Languages
English and Spanish, Colombian Spanish included
Outside the office
Born in New York to Colombian parents from Cali, with 15 years in Miami before Texas. Married over 22 years with an amazing son, she spends weekends between family barbecues (best when her dad, a chef, is cooking), church, and cheering loudly for the Colombian national soccer team.
One more thing
She lived in Colombia for several years, where she learned horseback riding and competed in jumping.

NMLS #2058639 · Verify on NMLS Consumer Access