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Houston home loans, in English and Spanish.

We move fast. We have closed files in as few as 7 business days, and we move as fast as Texas law allows. Start your pre-approval online and a licensed loan officer will call you, in English or Spanish. Licensed in Texas, Florida, and Indiana, with investor financing available in 27+ states.

Get Pre-Approved Today Talk to Us

Our clients, the day they got their keys.

Closing day
Buyers holding an oversized D.R. Horton key with their Warens Financial team on closing dayNew construction · HoustonBuyers holding a Sold sign on the porch of their new homeClosing day · HoustonA couple standing in the driveway of their new homeClosing day · HoustonBuyers holding an Alamo Title Happy Closing Day keyClosing day · HoustonA couple with balloons and a Sold key in front of their new homeClosing day · HoustonBuyers at a red carpet ribbon cutting outside their new homeKeys day · HoustonA family celebrating with a Sold key on their front porchFirst home · HoustonBuyers holding a Fidelity National Title key at the closing tableClosing day · HoustonA couple holding an Infinity Title congratulations keyClosing day · HoustonA buyer holding a Charter Title We Just Closed On Our Home frameClosing day · HoustonA couple holding a Frontier Title Welcome Home keyClosing day · HoustonA family with young children holding a Capital Title We Got The Keys signFirst home · Sugar LandTwo hands holding house keys in front of Welcome balloonsKeys day · HoustonBuyers signing their closing documents at the title companySigning day · HoustonBuyers celebrating with gold confetti in their empty living roomMove in day · HoustonA multigenerational family holding a Said Yes To The Address signClosing day · HoustonA family holding a Frontier Title Welcome Home key at the closing tableClosing day · HoustonA young family with their children at the Capital Title closing tableFirst home · Sugar LandA couple on a sofa holding a University Title Just Closed keyClosing day · HoustonBuyers holding a Select Title Just Closed key with their agentClosing day · HoustonA family holding a Fidelity National Title Closed sign with their loan officerClosing day · HoustonBuyers holding an oversized D.R. Horton key with their Warens Financial team on closing dayNew construction · HoustonBuyers holding a Sold sign on the porch of their new homeClosing day · HoustonA couple standing in the driveway of their new homeClosing day · HoustonBuyers holding an Alamo Title Happy Closing Day keyClosing day · HoustonA couple with balloons and a Sold key in front of their new homeClosing day · HoustonBuyers at a red carpet ribbon cutting outside their new homeKeys day · HoustonA family celebrating with a Sold key on their front porchFirst home · HoustonBuyers holding a Fidelity National Title key at the closing tableClosing day · HoustonA couple holding an Infinity Title congratulations keyClosing day · HoustonA buyer holding a Charter Title We Just Closed On Our Home frameClosing day · HoustonA couple holding a Frontier Title Welcome Home keyClosing day · HoustonA family with young children holding a Capital Title We Got The Keys signFirst home · Sugar LandTwo hands holding house keys in front of Welcome balloonsKeys day · HoustonBuyers signing their closing documents at the title companySigning day · HoustonBuyers celebrating with gold confetti in their empty living roomMove in day · HoustonA multigenerational family holding a Said Yes To The Address signClosing day · HoustonA family holding a Frontier Title Welcome Home key at the closing tableClosing day · HoustonA young family with their children at the Capital Title closing tableFirst home · Sugar LandA couple on a sofa holding a University Title Just Closed keyClosing day · HoustonBuyers holding a Select Title Just Closed key with their agentClosing day · HoustonA family holding a Fidelity National Title Closed sign with their loan officerClosing day · Houston

What happens when you call us.

We tell you what we know today and what still needs a closer look. We will not promise something your file has not earned yet.

Warens Financial Group is a Houston mortgage broker that compares programs across multiple lenders. New to this? See how buying a home with WFG works.

Tell us what you want to buy

Tell us what you are hoping to buy or refinance, what feels unclear, and where a straight answer from a loan officer would help most.

See your options and your numbers

Your loan officer looks at what you have, tells you what is missing, and tells you what to do next.

Close with the same team

When you are ready, the team keeps documents, decisions, and next steps visible so the process feels less fragmented.

See Every Step

Every step from credit check to keys, in order.

Compare our home loan programs.

We offer FHA, VA, conventional, jumbo, DSCR, ITIN, and bank statement loans, and we help you see which ones fit your file.

A two-story brick home at dusk with warm light in the windows

Traditional loans

Home loan programs for buying or refinancing a home you live in.

FHAConventionalVAJumbo
See home loan options
Two-story brick commercial building at dusk with glowing windows

Commercial

Financing for business property, mixed use, and land.

CommercialLand
See commercial financing
Row of three-story Houston townhomes at dusk with lit windows

Investors

Qualify on cash flow and real-world documentation, built for portfolios.

DSCRBank StatementITIN
See investor loans

Program names are general categories. Your loan officer confirms what you qualify for.

A Warens Financial Group client holding the keys to a new home

Down payment assistance and grants.

We work with Texas down payment assistance programs and grants through our partners. Ask us which ones you qualify for.

  • SETHSoutheast Texas Housing Finance Corporation
  • TDHCATexas Department of Housing and Community Affairs
  • VA and USDA0% down options for eligible buyers
Get pre-approved See your options

Estimate your monthly payment.

Put in the price, your down payment, taxes, and insurance, and the payment updates as you type. Nothing you type is saved. When you are ready, a loan officer runs your actual numbers with you.

Open the calculator Ask a question

What it asks for

  • Home priceYou enter it
  • Down paymentYou enter it
  • Property taxesYou enter it
  • Homeowners insuranceYou enter it

It starts with an example rate. Swap in the rate from a quote you have and see how the payment changes.

Trusted by Houston families.

Read what our clients say, in their own words, on Google and Trustpilot.

Google
5.0
300+ Google reviews
Read on Google
Trustpilot
4.6
Rated Excellent on Trustpilot
Read on Trustpilot
★★★★★

We had an amazing experience working with WFG! Edmundo and Itze were a huge help throughout the entire process of purchasing our new home. We felt well informed and taken care of every step of the way. They went above and beyond to work with us and make this huge purchase go as smoothly as possible. I can’t thank them enough for all they did!

Brittney G.
Verified Google Review
★★★★★

We had a great experience with all the staff at Warens Financial Group. Diana, Armando and Itze were such a great team for us, they made all the process for our home purchase very smooth and were very collaborative all around. Highly recommended.

Juliana O.
Verified Google Review
★★★★★

When my buyer's initial financing fell through, I turned to Diana and Edmundo. They picked up the ball without hesitation and got my client clear to close in just 2 weeks. That kind of turnaround is rare, and their communication, professionalism, and follow-through throughout the entire process was seamless.

Monica H.
Verified Google Review

Your clients, handled like our own.

We answer fast and keep you posted all the way to closing. When a file needs a specific lender, we already know who to call. Licensed in Texas, Florida, and Indiana.

Partner with us

Begin in the language that feels natural.

Se habla español.

Call 832-990-1966 or start online. Either way, a licensed loan officer works from your actual numbers.

Get Pre-Approved Today Talk to Us